n NISM Certifications
X NISM Series X
Medium

Which method is used to estimate retirement needs?

Practice question from NISM Series XB- Investment Adviser (Level 2) Mock Test 6 — bank. The correct answer is highlighted below with a full explanation.

Options

  1. A

    Income Estimation Method

  2. Replacement Ratio Method

    Correct answer

  3. C

    Income Assessment Method

  4. D

    Income Protection Method

Why this is the answer

The Replacement Ratio Method estimates the retirement corpus by maintaining the pre-retirement income level, adjusted for inflation.

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