'/><rect width='800' height='360' fill='url(%23dots)'/><g transform='translate(200 70)'><g><rect x='0' y='180' width='400' height='30' rx='4' fill='%23ffffff' fill-opacity='0.5'/><rect x='10' y='150' width='380' height='30' rx='4' fill='%23ffffff' fill-opacity='0.65'/><rect x='-10' y='120' width='420' height='30' rx='4' fill='%23ffffff' fill-opacity='0.8'/><rect x='30' y='184' width='40' height='4' rx='2' fill='%23FF801E' fill-opacity='0.7'/><rect x='40' y='154' width='60' height='4' rx='2' fill='%23FF801E' fill-opacity='0.5'/><rect x='20' y='124' width='50' height='4' rx='2' fill='%23FF801E' fill-opacity='0.6'/></g><g transform='translate(60 30)'><path d='M 0 80 L 0 10 Q 140 -10 140 10 L 140 80 Q 70 70 0 80 Z' fill='%23ffffff' fill-opacity='0.95'/><path d='M 280 80 L 280 10 Q 140 -10 140 10 L 140 80 Q 210 70 280 80 Z' fill='%23ffffff' fill-opacity='0.95'/><line x1='140' y1='15' x2='140' y2='75' stroke='%23FF801E' stroke-opacity='0.3' stroke-width='1.5'/><g stroke='%23FF801E' stroke-opacity='0.4' stroke-width='2' stroke-linecap='round'><line x1='20' y1='28' x2='110' y2='25'/><line x1='20' y1='42' x2='110' y2='40'/><line x1='20' y1='56' x2='80' y2='54'/><line x1='170' y1='25' x2='260' y2='28'/><line x1='170' y1='40' x2='260' y2='42'/><line x1='170' y1='54' x2='220' y2='56'/></g></g></g></svg>)
Options
- A
Eliminate mandatory expenses
- B
Use loans to fund the shortfall
-
Postpone retirement
Correct answer
- D
Invest in blue chip equities for higher returns
Why this is the answer
Postponing retirement extends the accumulation phase, allowing more time to build a larger corpus and reducing the duration of income disbursement, thus managing underfunding effectively.
Test yourself for real
Take a full NISM Series XVII mock test.
Same duration, same weighting, same difficulty distribution as the real exam — with explanations on every question.