n NISM Certifications
NSM General NISM
Medium

When would a life insurance underwriter reject a proposal?

Practice question from IC 38 Mock Test 3 — bank. The correct answer is highlighted below with a full explanation.

Options

  1. A

    Applicant requests additional coverage

  2. Certain health or other factors significantly increase risk

    Correct answer

  3. C

    Applicant has high income

  4. D

    Underwriter cannot assess risk accurately

A full explanation for this question is being written. In the meantime, the correct answer is highlighted above.

Test yourself for real

Take a full General NISM mock test.

Same duration, same weighting, same difficulty distribution as the real exam — with explanations on every question.