n NISM Certifications
X NISM Series X
Medium

When selecting a retirement product in the post-60 phase, what is the most critical criterion?

Practice question from NISM Series XB- Investment Adviser (Level 2) Mock Test 4 — bank. The correct answer is highlighted below with a full explanation.

Options

  1. A

    Low cost

  2. Capital preservation

    Correct answer

  3. C

    Tax efficiency

  4. D

    Good return expectation

Why this is the answer

In retirement, safeguarding the accumulated corpus by prioritizing capital preservation is essential to ensure income stability and reduce risk.

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