What is the payment procedure for insured individuals receiving treatment in hospitals?

Practice question from IC 38 Mock Test 13 — bank. The correct answer is highlighted below with a full explanation.

Options

A

The insured individual pays for the treatment upfront and later seeks reimbursement from the insurance company.
B

The hospital directly bills the insurance company for the treatment expenses.
The insured individual undergoes treatment in the hospital on a cashless basis, without any upfront payment.

Correct answer
D

The insured individual pays a portion of the treatment expenses, and the remaining amount is covered by the insurance company.

A full explanation for this question is being written. In the meantime, the correct answer is highlighted above.

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