n NISM Certifications
NSM General NISM
Medium

What are the conditions for non-medical underwriting in life insurance?

Practice question from IC 38 Mock Test 4 — bank. The correct answer is highlighted below with a full explanation.

Options

  1. A

    Applicable to all types of lives and insurance plans

  2. B

    No specific conditions are required for non-medical underwriting

  3. Applicable to certain classes of lives, certain plans of insurance, certain upper limits of sum insured, entry age limits, maximum term of insurance, etc.

    Correct answer

  4. D

    Applicable only to applicants with a clean medical history

A full explanation for this question is being written. In the meantime, the correct answer is highlighted above.

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