n NISM Certifications
XVII NISM Series XVII
Medium

_______ is one of those milestones which typically leads to a significant realignment of the retirement portfolio.

Practice question from NISM Series XVII- Retirement Adviser Mock Test 2 — bank. The correct answer is highlighted below with a full explanation.

Options

  1. A

    Stock markets crossing a pre-defined threshold level

  2. B

    Risk in an investment goes below the threshold level

  3. There is a transition from Accumulation stage to Distribution stage

    Correct answer

  4. D

    The investor receives a good pay hike

Why this is the answer

Moving from the accumulation to the distribution stage signifies a shift in the investment strategy, often requiring portfolio realignment to focus on income generation and risk reduction.

Test yourself for real

Take a full NISM Series XVII mock test.

Same duration, same weighting, same difficulty distribution as the real exam — with explanations on every question.