n NISM Certifications
NSM General NISM
Medium

How does a critical illness policy differ from regular health insurance?

Practice question from IC 38 Mock Test 14 — bank. The correct answer is highlighted below with a full explanation.

Options

  1. A

    Covers all illnesses, regular covers only critical

  2. B

    Reimburses all medical expenses, regular pays fixed amount

  3. C

    Covers routine check-ups, regular does not

  4. Pays lump sum on diagnosis of critical illness, regular covers ongoing treatment

    Correct answer

A full explanation for this question is being written. In the meantime, the correct answer is highlighted above.

Test yourself for real

Take a full General NISM mock test.

Same duration, same weighting, same difficulty distribution as the real exam — with explanations on every question.