n NISM Certifications
NSM General NISM
Medium

How do life insurers typically handle cases where there is an adverse family medical history?

Practice question from IC 38 Mock Test 13 — bank. The correct answer is highlighted below with a full explanation.

Options

  1. A

    Reject the proposal outright

  2. B

    Impose additional financial requirements

  3. Request further reports and may apply an extra mortality rating

    Correct answer

  4. D

    Increase the coverage amount for such individuals

A full explanation for this question is being written. In the meantime, the correct answer is highlighted above.

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