n NISM Certifications
X NISM Series X
Medium

For post-retirement investments, which returns should be prioritized?

Practice question from NISM Series XB- Investment Adviser (Level 2) Mock Test 6 — bank. The correct answer is highlighted below with a full explanation.

Options

  1. A

    Returns above the risk-free rate

  2. Returns above projected inflation rate

    Correct answer

  3. C

    Fixed returns like a 5-year bank FD rate

  4. D

    Returns above long-term corporate bond yields

Why this is the answer

Post-retirement investments should aim to beat inflation to preserve purchasing power during the withdrawal phase.

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